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How to Transfer Money in neobank: Interbank & Within Bank Made Easy
How to Transfer Money in neobank: Interbank & Within Bank Made Easy





Transferring money from neobank is very simple: just go to the Transfer menu, enter the recipient’s details, and confirm with your PIN. You can also enjoy free interbank transfers based on your Neo Membership level.

In today’s digital era, money transfers have become a daily need—whether for paying bills, sending money to family, or handling business transactions. The neobank app from Bank Neo Commerce provides two practical transfer options: interbank transfers and transfers between users (SocialFi).

Steps for Interbank Transfer in neobank

Here’s how to transfer to another bank using neobank:

1. Open the Transfer Menu

  • Open the neobank app
  • Select “Transfer”

2. Choose Bank Transfer

  • Click “Transfer Bank”

3. Enter Recipient Details

  • Select the destination bank
  • Enter the account number
  • Enter the transfer amount

4. Choose Transfer Method

  • Select the available method
  • Click “Next”

5. Confirm Details

  • Ensure the recipient’s name and amount are correct
  • Click “Confirm Transfer”

6. Enter PIN

  • Input your PIN to complete the transaction

The transfer will be completed within seconds.

How to Transfer Within neobank (SocialFi)

Transfers to fellow neobank users are even faster, as you only need a phone number.

Steps:

  • Open the neobank app
  • Select the SocialFi menu
  • Click Transfer
  • Choose the recipient from contacts
  • Enter the amount
  • Enter your PIN
  • Confirm the transaction

The phone number acts as the account number, so there’s no need to input it manually.

Are Interbank Transfers Free in neobank?

Yes, interbank transfers can be free depending on your Neo Membership level.

The membership program offers different benefits at each level:

Example transfer benefits:

  • Citizen - 2 free transfers/month
  • Expert - 5 free transfers/month
  • Master - 15 free transfers/month
  • Hero - 25 free transfers/month

The higher your membership level, the more free transfer quota you receive.

What Is Neo Membership?

Neo Membership is a membership program in neobank that provides various benefits based on:

  • Average balance
  • Transaction activity

The more active you are and the larger your portfolio, the higher your level.

Membership levels:

  • Citizen
  • Expert
  • Master
  • Hero
  • Legend

Benefits include not only free transfers, but also:

  • Exclusive coupons
  • Weekly promotions
  • Other financial perks

Why Is Transferring in neobank More Practical?

Some advantages of using neobank for transfers:

  • Fast process (real-time)
  • Can use phone number (SocialFi)
  • Free transfer quota available
  • All transactions are automatically recorded

This makes financial management more efficient for both personal and business needs.

Transfers in neobank can be done in two ways: interbank and within the app. With simple steps and the SocialFi feature, sending money becomes faster and hassle-free. Plus, you can enjoy free interbank transfers based on your membership level, making it more cost-efficient.

FAQ

1. What are the steps for interbank transfer?
Open the neobank app → select Transfer → Transfer Bank → enter details → confirm → enter PIN.

2. How do you transfer money from neobank?
Use the Transfer menu for interbank transfers or SocialFi for transfers using a phone number.

3. Are interbank transfers in neobank free?
Yes, based on Neo Membership level, with a specific monthly free transfer quota.

Note:
Features, fees, and service terms may change according to provider policies.

To learn more about available products, you can check them out through neobank on the PlayStore atau App Store. For more information and the latest updates, visit https://s.id/igsneomembership.

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PT Bank Neo Commerce Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI), and is a member of the Deposit Insurance Corporation (LPS). 

 

 

 

 

 

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