About Us

Bank Neo Commerce is committed to providing the best experience in the world of digital banking.

Innovative Digital Banking Services.

Bank Neo Commerce offers innovative digital services that deliver an easy, enjoyable, and secure banking transaction experience at your fingertips.

One Bank, Many Purposes

Reflecting BNC’s flexibility in meeting diverse financial needs and objectives within a unified banking service framework

Delivering Exceptional Financial Experiences.

BNC prioritizes customer satisfaction at the forefront. We believe that our true success is measured by the trust and contentment of our customers, and we remain committed to delivering exceptional financial experiences.

BNC Vision

To become a bank that introduces innovative approaches to financial management—more practical, faster, more secure, and aligned with the progressive lifestyles of the modern generation. We foster financial literacy and collaboration to build an inclusive, empowering, and sustainable financial future.

BNC Missions

  1. Providing digital banking services that are easily accessible to communities across Indonesia.
  2. Educating the public on financial literacy, investment, and personal financial management through interactive digital technologies.
  3. Delivering financial services powered by AI and big data that are efficient, user-friendly, tailored to customer needs, and secure.
  4. Offering financial services that support grassroots economic growth through access to capital, micro-financing, business loans, and a digital transaction ecosystem.
  5. Developing services based on ESG principles and collaborating with stakeholders to realize a sustainable future

1990

PT Bank Yudha Bhakti Establishment

It started with the PAKTO 27/1988, which the Ministry of Defense of the Republic of Indonesia, Perum ASABRI, Pepabri, and relevant developers initiated. PT Bank Yudha Bakti, under the principle approval of the Minister of Finance on August 14th, 1989, started operating on January 9th, 1990. 

1998

“A” Classified Title

Bank Yudha Bhakti, which was initially owned only by the main cooperative and the cooperative center within the TNI/POLRI and the Ministry of Defense and Security, was able to withstand the exposure of the monetary crisis that hit Indonesia in 1997. The bank seized positive opportunities and earned a category "A" Bank.

2001

2001 - Branch Opening in Java and Sumatera

Since 2001, bank is doing expansions continuously with opening Branch Office and Sub-branch Office in Java and Sumatra area.

2015

Going Public

On January 13, 2015, Bank Yudha Bhakti decided to go public by completing an initial public offering (IPO) on the Indonesia Stock Exchange. 

2019

Akulaku Became the New Shareholder

After more than 30 years of serving the public with conventional banking products, Bank Yudha Bhakti is entering a new era by merging with PT Akulaku Silvrr Indonesia as a new shareholder through Capital Increase Without Pre-emptive Rights (PMTHMETD).

2020

Transforming into Digital Banking Services

  • Transform into a Digital Banking Services.
    The bank committed to transforming into a digital retail bank ready to serve customers' needs in the millennial market segment.

  • Officially Becomes a BUKU II Bank.
    On September 18th 2020, PT Bank Neo Commerce Tbk officially held the title of Commercial Bank for Business Activities (BUKU) II.

  • Changed Name to Bank Neo Commerce.
    To support the bank's big aspirations, PT Bank Yudha Bhakti Tbk decided to change its name to PT Bank Neo Commerce Tbk, in 2020."

2022

BNC's achievement in 2022

In 2022, BNC achieved remarkable milestones. With an impressive 23.7 million customers, BNC demonstrated its dedication to a diverse clientele. BNC recorded a staggering total transaction value of Rp4.7 trillion in 148.5 million transactions, establishing new benchmarks for innovation and excellence in the digital banking industry.

 

 

 

 

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