In today’s fast-paced world, the desire for instant gratification is common. However, it’s important to recognize that everything takes a process—genuine instant results are rare. Even so-called “instant” foods like instant noodles still require time to prepare and consume.

Therefore, there is no shortcut without effort or process. That said, utilizing technology can speed up certain processes and help achieve faster, easier results.

15 Ways to Earn Extra Income Online

To accelerate your income growth, proactive effort is essential. Explore these strategies for earning additional income:

1. Affiliate Marketing

Nowadays, anyone can engage in commerce, regardless of capital or business ownership. Through affiliate marketing, individuals can promote products from specific stores or businesses. The promotional methods can be as creative as you want, especially online.

Usually, this involves sharing a product link in social media posts. If someone clicks the link and makes a purchase, you'll earn a commission that’s directly deposited into your account balance.

2. Selling Photos Online

Love photography? Instead of just sharing photos on social media for likes and comments, consider using them to generate income. How? Upload your photos to online stock photo sites like Unsplash, Shutterstock, and others that offer images for various uses.

You earn money each time your photo is downloaded or used by individuals or businesses. If you're lucky, you might even get invited to become an exclusive contributor, offering higher compensation opportunities.

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3. Home-Based ATM Services

Another efficient and convenient way to earn money is by meeting the financial service needs of your local community. Despite the presence of many banks and ATMs, they often don’t reach residential areas—but financial services remain essential.

Many people prefer the convenience of nearby access to cash withdrawals, transfers, and bill payments rather than traveling to distant ATMs. This gives you the opportunity to offer these services from home.

You can provide cash withdrawals, transfers, and bill payment services. Local residents can become regular customers, giving you a steady income stream. Make sure you have enough cash on hand and maintain a good balance to meet customer demand.

4. Participating in Online Surveys

A great way to make money online is by becoming an online respondent—where your opinions are converted into cash. Various reputable international survey platforms offer this opportunity, such as:

• YouGov Indonesia
• Kliksense Indonesia
• Mobrog Indonesia
• Toluna

Once registered, you’ll receive survey recommendations tailored to your profile. It’s a good idea to try every survey—even if you don’t always qualify, it’s worth attempting.

Payments are typically in USD, ranging from about IDR 10,000 to IDR 50,000 per completed survey. Imagine the potential income if you complete 10 surveys a day—it can add up quickly just by answering questions.

If you're interested in online surveys, don't forget to set up a PayPal account to receive payment.

Read: Cost of Living in Jakarta Keeps Rising – Secure Your Finances by Saving with neobank

5. Selling Handmade Products

This business requires skill and creativity. Use your talents to create accessories or home décor items. Selling your handmade creations online can be very profitable. Stay on trend—for instance, if water bottles are popular, you could make custom bottle holders.

6. Selling K-Pop Merchandise

Indonesia has a large K-pop fanbase, with many collectors seeking idol merchandise. From posters and postcards to T-shirts and mugs, K-pop memorabilia is in high demand. You could also sell your products at K-pop concerts to make extra income.

7. Dropshipping

Often considered one of the most profitable online businesses, dropshipping requires minimal capital. All you need is a smartphone and internet connection. The process is simple—promote products from other stores without keeping inventory. Just forward orders to the supplier, who will handle the product and shipping directly to the buyer.

8. Reselling

Reselling is another highly profitable path in online entrepreneurship. Though it requires a modest initial investment to buy products, you benefit from purchasing at lower prices than the market rate.

This allows you to profit from the price difference when reselling. Choose trusted products with a dedicated customer base to maximize sales—locally sourced skincare products, for example.

9. Lunch Catering

Office workers often get bored of canteen food or are too lazy to find lunch. Take this chance to start a lunch catering business. Start by offering it to friends around you. Create interesting and diverse menus. Don’t hesitate to ask for menu suggestions from your customers so they’ll want to order from you.

10. Becoming a Content Creator

This is a popular career aspiration among today’s youth. As a content creator, you’ll produce various forms of content in a style that suits your personality.

You don’t need a fancy setup with multiple cameras. Even simple ideas like cooking tutorials, product reviews, life hacks, mukbang sessions, and more can grab attention.

11. Secondhand Clothing Business

Before selling secondhand clothes, consider factors such as fit, style, brand, and condition. This ensures the items have market value. Don’t forget to wash and iron them to increase appeal. Use strategic styling and attractive photography angles to boost buyer interest.

12. Wedding Organizer (WO)

In the coming years, more couples are expected to use wedding organizers for their big day. The convenience and potentially lower costs of professional coordination drive this preference. Strong communication and teamwork skills are essential, as you’ll interact with various stakeholders, especially vendors.

Read: 6 Reasons Why You Should Have a NOW Savings Account—Earn Daily Interest!

13. Freelance Writer

A great online side hustle with minimal capital is freelance writing. Platforms like Sribulancer and Project.co.id offer job opportunities for freelance writers. Writers are usually paid per article, based on word count and client needs.

14. Stylist

Another creative path ideal for young entrepreneurs is fashion styling. Perfect for those with a flair for fashion or aesthetics, this role involves coordinating outfits and visual concepts. Fashion brands, cosmetic companies, and other businesses often hire stylists to elevate the look of their photoshoots.

15. Freelance Errand Runner

You may have heard of people who do any task requested by clients—from cleaning, changing gas tanks, grocery shopping, pet sitting, and more. Anything to earn an honest living. You can adopt this freelance errand runner concept. The potential income can be quite decent!

So, there you have it—15 ways to earn extra income online. Choose the ones that suit your skills and interests. Don’t forget to save your earnings in NOW Savings, WOW Deposits, or Flexi Deposits with neobank by Bank Neo Commerce. That way, your money can grow.

Download neobank on PlayStore or App Store now!

For complete information and terms & conditions regarding neobank products, click the following links:

- NOW Savings: https://bit.ly/EdNOW

- WOW Time Deposit: https://bit.ly/EdWebDepositoWOW

- FLEXI Time Deposit: https://bit.ly/EdWebFLEXI

If you want to try neobank products, click the links below:

- NOW Savings: https://bit.ly/EdNabungNOW

- WOW Time Deposit: https://bit.ly/DepositoWOWEdu

- FLEXI Time Deposit: https://bit.ly/EduDepositoFLEXI

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PT Bank Neo Commerce Tbk is licensed and supervised by the Indonesia Financial Service Authority (OJK) and Bank Indonesia (BI), and an insured member of Deposit Insurance Corporation (LPS).