In the past, people relied on conventional banks for all their financial needs. Traditional banks involved many manual processes that required more time and effort, such as waiting in line for a teller, filling out physical forms, and undergoing verification procedures that could take days. While this method is still used by many, advancing technology has offered a more efficient and convenient alternative.

Now, with the rapid development of technology, digital banking services are gaining popularity. Bank Neo Commerce, with its digital services through the neobank app, offers convenience and speed in conducting transactions without needing to visit a physical branch. Users can open accounts, manage savings, and carry out various transactions directly from their smartphones.

If you're still unsure about how to register with neobank, this article will help you understand the process in a simple and easy way. With a step-by-step explanation, you'll soon experience the benefits of modern and practical digital banking services. But before we dive into the steps, it’s worth reading the discussion below to better understand the digital services offered by neobank.

The Shift from Conventional Banking to Digital Services

The transition from conventional banks to digital services is similar to when ATMs were first introduced. At the time, many people were unfamiliar with the new technology. However, over time, ATMs became an inseparable part of daily life. The same is happening with digital banking services. As more people seek easy and fast banking solutions, the role of digital services like neobank becomes increasingly important.

Full Access 24/7

Having an account with a bank that offers digital services gives us full access 24 hours a day, 7 days a week, and 365 days a year. This means you can access banking services anytime—even when you're abroad. With just a smartphone, all your banking needs can be fulfilled, from transferring money and paying bills to checking your account balance.

Time Efficiency

One of the main reasons digital services are becoming more favored is their time-saving nature. In the past, people spent a lot of time at banks handling financial matters—waiting in line, meeting with tellers, and going through slow, manual processes. This could take hours, especially on busy days. At that time, computer technology wasn’t as advanced, which made everything even slower. These processes often consumed valuable time that could have been used for other activities.

With digital banking services, everything becomes faster and more efficient, saving your precious time. Now, banking transactions can be done with just a few taps on a smartphone. From transferring money and paying bills to opening a new account, everything can be done anytime, anywhere, without visiting a bank branch.

The time saved can be used for more productive or enjoyable activities, such as spending time with family, developing hobbies, or focusing on work and business. Digital banking truly provides a level of flexibility and convenience that was previously hard to achieve with conventional systems.

Bank Neo Commerce: More Than Just Digital Services

Bank Neo Commerce (BNC) offers more than just digital services. Through its advanced neobank app, BNC aims to provide an enjoyable user experience. Besides being safe and functional, the app also offers many added values. One of them is the fun and rewarding Neo World game, which makes using the app even more interesting and enjoyable.

How to Open an Account on the neobank

Opening an online bank account through the neobank app is very easy and fast. Make sure you have your National ID (KTP). The whole process takes less than 5 minutes—you can even do it while cooking instant noodles! Here are the steps:

1. Download the App
Search for the “neobank from BNC Digital” app on the Google Play Store or App Store, then download and install it.

2. Open the App
Once installed, open the app and select the option to open a new account.

3. Verify Your Identity
Prepare your KTP and follow the instructions to verify your identity. You may be asked to take a photo of your ID and a selfie.

4. Fill in Personal Details
Enter your personal data as shown on your KTP. Make sure all the information is correct and matches your ID.

5. Done
Once your data is verified, your account will be activated and ready to use.

Start Saving and Enjoy Other Features

After creating an account on the neobank app, you can start saving with the Tabungan NOW feature, which offers interest paid daily. But even if you’re not ready to save, you can still enjoy other features in the app—such as reading finance and lifestyle articles available within the app.

Earn Money Through the Referral Feature

Being an active neobank user also gives you the opportunity to earn extra balance through the referral feature. You can invite your family and friends to open a neobank account. If they successfully register, you’ll receive a commission in the form of a balance that is directly credited to your account. It’s an easy way to earn extra cash just by inviting others to join.

Over time, the neobank app will continue to evolve based on user needs. BNC is always working to improve security, functionality, and ease of use. This way, the neobank app will become even more secure, user-friendly, and an essential part of daily life.

Opening a neobank Account at Bank Neo Commerce Is Very Easy and Fast

With various attractive features and added value, the BNC neobank app offers a more modern and efficient banking experience. So, what are you waiting for? Download the BNC neobank app and enjoy easy transactions along with many other benefits.

Download neobank on PlayStore or App Store now!

Visit the official website of Bank Neo Commerce for complete information about neobank and Bank Neo Commerce. Click the Neo Savings link for more savings information.

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PT Bank Neo Commerce Tbk is licensed and supervised by the Indonesia Financial Service Authority (OJK) and Bank Indonesia (BI), and an insured member of Deposit Insurance Corporation (LPS).