PRUHospital Protection Optima
PRUHospital Protection Optima

PRUHospital Protection Optima is a traditional health insurance product that provide daily compensation to replace the costs at hospital.
In collaboration with Prudential, Bank Neo Commerce is ready to fulfill protection needs for all customers.

Nama ProdukDeskripsi Produk
PRUHospital Protection OptimaHealth insurance product from PT Prudential Life Assurance (Prudential Indonesia). The premium paid provides coverage for 10 years. This product is only available in Rupiah and provides insurance benefits as long as the policy is still active.


The benefit of PRUHospital Protection Optima :

1. The Daily Compensation 

  • Inpatient Daily Compensation Benefits, there are Plan options with daily compensation starting from IDR 250,000 to IDR 1,000,000 per day for a maximum of 120 days per 1 year of coverage.
  • Care Treatment Unit/ICU Daily Compensation Benefits, available Plan options with daily benefits starting from IDR 500,000 to IDR 2,000,000 per day for a maximum of 30 days per 1 year of coverage.

2. Death Benefits If the insured dies

 110% of the total premium paid will be paid..

3. Accidental Death Benefit

if the Insured dies due to Accident, an additional 110% of the total premium paid will be paid.

4. Premium Return Benefit

If the Policy is still active until the End of Coverage Date, whichever amount is greater: 110% of the Total Premium paid minus the Daily Compensation Benefits that have been paid by the Insurer; or 66% of the total premium paid.

Other Information:
PRUHospital Protection Optima is not a banking product, the Insurance company has full authority and responsibilities related to the product. The business model applied is distribution from the Bank to the Insurance Company. The product are not guaranteed by Bank Neo Commerce or the Indonesia Deposit Insurance Corporation (LPS).





What are you waiting for?

Let's try neobank now!